Privacy Policy for Interest Book AG Pro

Privacy Policy for Interest Book AG Pro (With effective from 12 June, 2026) 1. Introduction Welcome to Interest Book AG Pro. This Privacy Policy explains our commitment to your privacy. We ensure a secure user experience by keeping your data where it belongs—strictly with you. 2. 100% Offline Data Storage Interest Book AG Pro functions entirely as an Offline Digital Ledger. We do not collect, transmit, store, or share any of your personal or financial data on our servers or third-party cloud services. All information you enter—including names, transactions, collateral images, and PDFs—is stored strictly locally on your device's internal storage. 3. Device Permissions To provide full functionality, the App requests the following permissions: • Camera & Storage: Required only to capture/select images of collateral items and to save/restore your secure backups and PDF reports on your device. • Contacts (Optional): Used strictly if you choose to import a contact's phone number directly for faster entry. We do not upload or store your contact list. • Biometric: Used only for secure app login if enabled by you. 4. Automatic & Secure Backups For your data safety, the App includes an Auto-Backup system and a manual Persistent Backup feature. These backups are AES-encrypted and stored locally on your device or your chosen cloud storage (like Google Drive). This process is entirely controlled by you, and the data remains inaccessible to us. 5. Data Sharing & Security Since your data never leaves your device, we do not share, sell, or trade your information with third parties. Any data sharing (such as sending a PDF voucher via WhatsApp) is entirely initiated and controlled by you. For local safety, we provide built-in PIN and Biometric locking features. 6. Data Deletion You have full control over your data. Uninstalling the App or clearing its data from your device settings will permanently erase all your offline records. We recommend taking regular encrypted backups to prevent accidental data loss. 7. Contact Us For any questions regarding this policy or the app, please contact: • Developer: Dr. Dileep Kumar Garg • Email: dileepgarg@gmail.com